| Believe it or not, there really is such a thing as | | | | Private Health Insurance Programs |
| affordable Georgia health insurance. Here's how to | | | | Private health insurance in Georgia includes two basic |
| get a cheap rate on Georgia health insurance with a | | | | types of programs: |
| reliable company. | | | | Managed Health Care Plans |
| Georgia Health Insurance Options | | | | Managed health care plans (HMOs, PPOs, and POSs) |
| You have a number of options for getting health | | | | assign you to a network of doctors and hospitals |
| insurance in Georgia. They are: | | | | which you must use for your health care. HMOs are |
| Government Sponsored Health Insurance Programs | | | | the cheapest plans because you are restricted to |
| Medicaid | | | | using only network doctors and hospitals. PPOs and |
| Medicaid is a federally funded health insurance | | | | POSs cost slightly more than HMOs because you can |
| program for people who can't afford health insurance. | | | | use out-of-network doctors and hospitals. |
| In order to receive Medicaid you must be in a low | | | | Indemnity Health Insurance Plans |
| income bracket. Depending on your circumstances | | | | Indemnity health insurance plans, also called |
| you may receive free medical care, or you may be | | | | fee-for-service plans, are the most expensive plans |
| asked to pay for a portion of your medical care. | | | | because they allow you to use doctors and hospitals |
| Peach Care for Kids | | | | of your choosing. |
| Peach Care for Kids is a state sponsored health | | | | Affordable Georgia Health Insurance |
| insurance program for children of low income families. | | | | In order to get the least expensive health insurance |
| This plan covers children's medical care, vision care, | | | | plan you need to get rate quotes from a number of |
| and dental care. | | | | health insurance companies and compare them. The |
| Right From the Start Medicaid | | | | easiest way to do that is to go to an insurance |
| Right From the Start Medicaid provides medical | | | | comparison website where you fill out one simple |
| coverage for low income pregnant women and | | | | questionnaire in order to get your quotes. |
| children under the age of 18. | | | | The best of these websites lets you talk with a |
| To find out more about these government | | | | health insurance expert so you can ask questions and |
| sponsored programs, visit the Georgia Health | | | | get help choosing the best plan with the best rate. |
| Partnership website at: ghp.georgia.gov | | | | |