| Believe it or not, there really is such a | | | | Partnership website at: ghp.georgia.gov |
| thing as affordable Georgia health insurance. | | | | |
| Here's how to get a cheap rate on Georgia | | | | Private Health Insurance Programs |
| health insurance with a reliable company. | | | | |
| | | | Private health insurance in Georgia includes |
| Georgia Health Insurance Options | | | | two basic types of programs: |
| | | | |
| You have a number of options for getting | | | | Managed Health Care Plans |
| health insurance in Georgia. They are: | | | | |
| | | | Managed health care plans (HMOs, PPOs, and |
| Government Sponsored Health Insurance | | | | POSs) assign you to a network of doctors and |
| Programs | | | | hospitals which you must use for your health |
| | | | care. HMOs are the cheapest plans because you |
| Medicaid | | | | are restricted to using only network doctors |
| | | | and hospitals. PPOs and POSs cost slightly |
| Medicaid is a federally funded health | | | | more than HMOs because you can use |
| insurance program for people who can't afford | | | | out-of-network doctors and hospitals. |
| health insurance. In order to receive | | | | |
| Medicaid you must be in a low income bracket. | | | | Indemnity Health Insurance Plans |
| Depending on your circumstances you may | | | | |
| receive free medical care, or you may be | | | | Indemnity health insurance plans, also called |
| asked to pay for a portion of your medical | | | | fee-for-service plans, are the most expensive |
| care. | | | | plans because they allow you to use doctors |
| | | | and hospitals of your choosing. |
| Peach Care for Kids | | | | |
| | | | Affordable Georgia Health Insurance |
| Peach Care for Kids is a state sponsored | | | | |
| health insurance program for children of low | | | | In order to get the least expensive health |
| income families. This plan covers children's | | | | insurance plan you need to get rate quotes |
| medical care, vision care, and dental care. | | | | from a number of health insurance companies |
| | | | and compare them. The easiest way to do that |
| Right From the Start Medicaid | | | | is to go to an insurance comparison website |
| | | | where you fill out one simple questionnaire |
| Right From the Start Medicaid provides | | | | in order to get your quotes. |
| medical coverage for low income pregnant | | | | |
| women and children under the age of 18. | | | | The best of these websites lets you talk with |
| | | | a health insurance expert so you can ask |
| To find out more about these government | | | | questions and get help choosing the best plan |
| sponsored programs, visit the Georgia Health | | | | with the best rate. |