| Looking for low income medical insurance? You're not | | | | Private low-income medical plans include the following; |
| alone. More than 46 million Americans are uninsured | | | | * Managed health care plans, which cover your |
| and face a financial catastrophe if they experience a | | | | doctor bills, hospital fees, and prescription drugs. |
| major illness. Here's where to get low income medical | | | | These plans assign you to a group of doctors and |
| insurance so you can make sure you and your family | | | | hospitals. They're the least expensive comprehensive |
| are protected. | | | | health care plans. |
| Government-Funded Health Care Programs | | | | * Fee-for-service plans, which also cover your doctor |
| State and Federal governments have a number of | | | | bills, hospital fees, and prescription drugs. With these |
| health care programs created for low income | | | | plans you can choose your own doctor, but they're |
| individuals and families. These include: | | | | much more expensive than managed health care |
| *Medicaid - A federal program that provides | | | | plans. |
| comprehensive health insurance to low income | | | | *Catastrophic health insurance, which covers your |
| individuals and families. | | | | hospital and doctor bills for catastrophic illnesses only |
| * High risk pools - Offered in more than 30 states, | | | | - cancer, heart attacks, and other serious illnesses. |
| these programs provide health care for people who | | | | * Short-term major medical insurance, which provides |
| have been denied private health insurance or are | | | | the same coverage as major medical insurance, but |
| paying excessively high premiums for health insurance. | | | | for a limited period of time. |
| * S-CHIP - A state and federal program that | | | | *Dental and vision insurance, which pays for dental |
| provides health insurance to children whose families | | | | fees and vision care costs. |
| don't qualify for Medicaid. | | | | * Specialized health insurance programs, which restrict |
| For more information about Medicaid, visit The | | | | your coverage to certain types of illnesses, |
| Centers for Medicare and Medicaid Services at: | | | | accidents, or amounts of coverages. |
| cms.hhs.gov. For more information on | | | | Where to Get Private Low Income Medical Insurance |
| state-sponsored medical insurance programs | | | | The best place to get cheap private low income |
| programs, visit your state's department of insurance | | | | medical insurance is at an insurance comparison |
| website. | | | | website where you can compare insurance rates and |
| Private Health Care Plans | | | | choose the cheapest one (see below). |