| The cost of individual health insurance has gotten out | | | | rather than using the policy. This will enable these |
| of hand in recent years. It's gotten to the point that | | | | individuals to raise their plan deductible to a much |
| many small business owners are no longer able to | | | | higher level, which, in turn, will substantially lower their |
| offer low cost health coverage to their employees. | | | | monthly premium payments. The resoning behind this |
| This has driven many individuals and families into the | | | | is to get the cost of the plan as low as possible so |
| private sector to buy insurance, where they'll pay | | | | the individual doesn't have to go without long term |
| substantially more than if they had been able to | | | | health coverage. |
| continue buying through their employers group | | | | Most people only visit their doctor 1-2 times per year |
| benefit policy. This has made it almost impossible for | | | | anyway and if you are able to put away around |
| some people to afford health insurance anymore. | | | | $250-$500 then you shuoldn't have any problems. |
| It's a bit easier to cut corners on an individual health | | | | You'd have to pay a good sized co-pay each year |
| insurance plan than it would be for a family policy. | | | | until your deductible was met anyway, so this gives |
| Here's why. | | | | you an alternative option for lowering your individual |
| An individual can usually tuck away a few dollars so | | | | health insurance costs. The choice is, of course, up to |
| that they're able to pay 100% for their doctor visits, | | | | you. |