| This article will provide information for people who | | | | rights under HIPAA, time is of the essence. The good |
| need help finding HIPPA health insurance portability | | | | news is that if you meet these criteria, all companies |
| plans in Colorado. HIPAA is a federal law that | | | | that offer CO individual health insurance coverage |
| guarantees U.S. residents, including those living in | | | | must offer to cover you. |
| Colorado, the right to buy health insurance coverage. | | | | Your Rights Under Colorado State Law |
| Once you have had a health insurance plan in place, | | | | Colorado has also passed legislation that regulate |
| you can use your portability rights to get another | | | | conditions under which an insurance company is |
| one, even if you have a pre-existing health condition. | | | | required to offer to cover you, which pre-existing |
| Your Rights Under Federal Law | | | | conditions are covered, and the cap on the amount |
| Under the provisions of HIPAA (the Health Insurance | | | | the company can charge in premiums where there is |
| Portability and Accountability Act), you cannot be | | | | a pre-existing condition. |
| denied insurance coverage because of a pre-existing | | | | If you have questions or need help finding HIPAA |
| condition if you meet the following criteria (among | | | | health insurance portability plans in Colorado, the |
| certain others so be sure and speak with an | | | | Colorado Department of Insurance will be able to help |
| experienced Colorado health insurance agent): | | | | you. You can contact them at 1-800 930-3745 or |
| You have been covered for at least 18 months (this | | | | visit them online. For information about companies |
| coverage period must end with your having been | | | | offering health insurance to CO residents, why don't |
| insured through your work). | | | | you compare rates using a free online quote tool? |
| You have used up your continuation coverage under | | | | Compare Colorado HIPAA Health Insurance Plans |
| the terms of COBRA or those available under | | | | Now |
| Colorado state law. | | | | If you feel that you may be eligible for a HIPAA |
| You haven't had any gaps in your coverage for | | | | health insurance plan in Colorado then be sure and |
| longer than 63 days. | | | | shop around and compare rates from multiple |
| As you can see, when it comes to exercising your | | | | individual health insurance companies. |