| Recently, I had a question from someone who was | | | | suggestion is that when you hire an Attorney to |
| going through a divorce and was concerned about | | | | assist with your divorce, you might want to ask, in |
| lost health insurance coverage because she was | | | | the settlement negotiations, to have the price of the |
| covered under her husband's insurance. She was | | | | COBRA payments included in your settlement. This |
| concerned not just for herself, but for her children as | | | | would be particularly important if you happen to have |
| well. This question comes up a lot. See is this answer | | | | the early-in-the year birthdate, and will be paying for |
| helps you better understand what to do. If you have | | | | the children's health insurance coverage. This cost |
| additional questions on this topic, feel free to add to | | | | should not have to come out of your child support, |
| the blog, and I'll answer them.Medical Insurance and | | | | as it can be VERY EXPENSIVE.4) Whatever you |
| DivorceTo answer your questions specifically, here | | | | decided to do, keep all documents together. |
| are some ideas to consider.1) You and your children | | | | Whenever you talk to anyone, document to whom |
| are automatically covered under your husband's | | | | you talk, get the name and tele #, and what was |
| insurance as a dependent until you divorce.2) When | | | | said by all in the conversation as soon as possible |
| your divorce is final, you have the opportunity to | | | | after the conversation. In this way, you document |
| continue your husband's insurance by triggering what | | | | what is said, and do not have to rely on memory. |
| is called "COBRA". (Note: there is another blog entry | | | | Also, when you send anything to anyone, keep a |
| that defined COBRA.) This will continue your | | | | copy for yourself, and send it by registered mail, so |
| coverage for an additional 18 months; unfortunately, | | | | that you have proof of receipt.About & Carolyn is a |
| you will have to pay the full cost of the coverage | | | | website designed to assist each person in his/her |
| (and the company can have you pay 102 - 105% of | | | | own unique quest to navigate through the difficult |
| the coverage cost).Your children, by law, will | | | | and often conflicting and misleading information about |
| becovered under the parent's coverage whose birth | | | | coping with disabilities. |
| date occurs first in the calender year.3) One | | | | |